New IVF Update!

Well, there was a slight change of plans in the whole IVF plan.

I got my Lupron shot on Tuesday, just in time. My sister was coming over later to give me my shot. When I checked the mail, I also got the contract for the shared risk program through NCCRM (the new place we were going to) and I didn’t like it.
Basically, all 3 IVF’s and all frozen embryo transfers had to be done in ONE YEAR. This made me nervous because I don’t like time lines. Also, there were some other issues that I won’t get into, but it made me very uncomfortable. So I talked to Russ and got some opinions from people who have been through IVF and decided NOT to go through with the IVF program at NCCRM. Although it was much cheaper, it was a bigger gamble and I just didn’t want to risk that kind of money. I did not do the Lupron shot. It’s still sitting on my counter.

So, On Wednesday, I emailed REACH (the original fertility clinic) and called the finance office.
Next week on Wednesday, I will go meet with Dr. Crain to discuss the IVF and what I will need to do to get started. On Thursday, I’ll meet with an IVF Consultant for their shared risk program. In the meantime, REACH is gathering all my information and applying for the shared risk program for me. Hopefully, I will be accepted. There is really no reason why I wouldn’t be accepted, but it’s kind of stressful to think about it.

Today, I had to start looking into the financials. We need $25,000 to get started. So, after our original plan of going through our bank didn’t seem to work out (we could probably only get about $16,000 in a Home owners line of credit. So, I emailed my mortgage broker Chet and he asked what I needed it for. I explained it to him and he said he’s pretty sure he can get me the money we need. So now it’s a waiting game.
Hopefully we’ll be able to get the money at a good interest rate. I really don’t want to be paying outrageous amounts of interest on $25,000.

I’m trying really hard not to stress about anything. I need to stay calm and just take it one day and one issue at a time.

Well, that’s it for today. I’ll keep you posted!